How To Fill Indian Overseas Bank Cheque With Example

How To Fill Indian Overseas Bank Cheque

Indian Overseas Bank



Overseas Bank is known as IOB. The bank was established in 1937 specializing in foreign exchange business and foreign banking. These banks provide account opening to people in a simple manner. The account opened in this way starts from 500 rupees. ATM cards provide passbooks for the customer to use the account immediately after opening the account.

Indian Overseas Bank Cheque

They buy a Cheque book from the bank. This Cheque book is used to withdraw money from one’s account or to transfer money from one account to another. This Cheque is only issued to a few accounts when the account is opened. There is no charge for the first check book so received. When they need it again, they can go directly to the bank or apply online. There is a charge of 150 rupees for such purchase of check book.

Use this Cheque book carefully. Because there are chances of the Cheque being bounced for a few reasons. A fee of 250 rupees is charged from the bank in case of such withdrawal. This amount is directly withdrawn from your bank account. So we have to process the Cheque so that it is not returned, we have to see that we have written the date of the Cheque being returned. We have to Cheque that the information we have written is error-free. It should be seen without any beating. The check should not be folded or squeezed. Care should be taken not to return without all these.

How to Fill a Cheque

 Step: 1

While writing a cheque, all relevant information should be written without errors.


Step: 2

We should clearly write the date on which we withdraw money or give it to someone. The Cheque must have been used within three months from that date. ( Eg, Date should be written on the box date, month, year 06092017)


Step: 3

If you are using bay then you should write self. If you are giving to someone else, write their name clearly. (Eg, Write the pay dash Your self transfer)


Step: 4

The amount should be written in words. (Eg, Write Twenty three thousand and one hundred rupees only the rupees dash)


Step: 5

The amount should be written as a number. (Eg, Write the box 23100)


Step: 6

The Cheque needs to be signed in the same way as you signed when the account was opened. It is better to sign page of Cheque and write your mobile number. Because the bank manager can easily contact you to know any information on the cheque. This makes the Cheque process faster.


A check should be used to see all these. You will surely find this information useful

How To Fill Indian Overseas Bank Cheque


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